Fos Hat De Pati Nabida

hope I say, I say Diego

There are people in this that is applied like a charm, my heads are specialists in it and more when it suits them because they are saving money.
The fact is that in my heads my partner and I had reached a verbal agreement, that agreement was that delivery to another area, for this area distribution was charged about 650 €, making the area split between three people were going to charge about 215 € each.
So between my partner and I were going to charge about 430 € or so, but applying them at your own risk the well-known saying: Where I say, I say Diego, now turns out that according to them we are paying more, and giving us to understand that of "are lentils, if you want the shots or if you leave" now say that if we make the area will have to be charging € 116 each.
If we make it for the money, if we do not take it away and give it to others.
And where is the verbal agreement that we see, I'll say, as he had not done anything in writing as stated the famous saying "Words with the wind" because the verbal agreement that has become "watered down"

Is A Thrush Tablet As Effective As A Pessary

We are in injury time

Since writing "The Final Countdown" dated April 17, a lot has happened.
One is that the box where I have the home mortgage has given me a small reduction in the rate of interest they charge me, that would be good news if the rebate would have taken effect when I had the grace period that had on the mortgage, because until then only charged me interest and unamortized capital.
But at the end of the grace period pass to pay approximately € 1020 to pay more than 1300 €, a figure quite impossible to pay with money we charge.
The thing is that justice charge what we pay about 1100 €, so between the time that we lack and we just applied the discount because it was accumulating debt.
so we arrive at today, Thursday July 30, 2009. Today in the mailbox
Esparas me the news that I will give the lace, a letter from a debt collection company demanding payment of a debt of about € 912 or so, if they expect to repay the debt they have THROUGH crude as can be expected to stand sitting will be tired, I have nothing to do with them, who would pay the money (when you have it) will be the box that I owe to any other entity but, can now send all threatening letters they want, I will make them deaf to all, I refuse to pay the money owed, but I'm not going to pay them.
Now if they only have two options, one to let me pay the debt quietly, I mean give me a solution so that it can pay in a certain time without overwhelming or the second option, the box I remove the house and we meet in the street, and before that happens what is going to find a house and a completely burned corpse inside the mine.
We'll see where things break.

Early Labour Signs Indigestion

how much banks earn on mortgage? Do you approve of the PP


An example a mortgage of 208,000 € to 30 years and a 4% IRPH. Under these conditions
out a monthly fee about € 1020 euro euro top down.
The year would pay € 12,240, for the life of the mortgage, that if we do not go up if the interest rate (that's already too much to suppose, because it down, not going down) would pay 367,200 € ie € 159,200 more than what we have borrowed, and the euro does not seem much, but if we translate our beloved and greatly missed peseta, is that the bench is the not inconsiderable sum of: 26,488,651 (twenty millones four hundred eighty-eight thousand six hundred fifty-one pesetas)
Come on, a windfall as they come, but taking into account that banks do not give you almost nothing when you enter your money in a notebook.

Women In Clubs Are Attitude

persecution for sexual orientation?


I would say yes, otherwise not explained PP's refusal to read into the camera a statement of institutional support for gay and transgender persecuted for their sexuality, due to the celebration of Gay Pride Day.
has not been approved or read the statement would have condemned the persecution based on sexual orientation.
If the popular party does not condemn the persecution based on sexual orientation is that the approved (who is not with me is against me.)

The PP prevents Congress make institutional statement on trans, lesbian and gay

The House approved a declaration of support for Iranian dissidents and another to the nomination of the Tower of Hercules as a World Heritage Country
. The PP has prevented Congress today approved and read a statement of institutional support for gay and transgender persecuted for their sexuality, to celebrate Gay Pride Day. Such statements
requires unanimity of all groups and the refusal of the PP, it was impossible to approve the statement that initially drove the PSOE, as explained in his blog Socialist Equality spokeswoman, Carmen Monton. All the other groups had given their support to the statement.
On the contrary, it has passed the House and read two statements: a much more important to support the Iranian opposition and condemnation of repression and electoral irregularities in Iran and other support to the candidacy of the Tower of Hercules ( A Coruña) to be declared a World Heritage Site. The secretary of the Chamber, Javier Barrero, has read the latter, but could not read or approved that would have condemned the persecution based on sexual orientation.
PP deputy spokesman, José Luis Ayllón, says that the PSOE were proposed institutional declaration on gays, while outlining the elections in Iran that popular initially proposed. But he says that the Chamber maintains a restrictive approach on such statements and, in his opinion, does not fit the conditions laid down in the past.
It says it does not refer to an international day, but a social act, nor a human rights event, or the lack of institutional declaration prevents the holding, nor is support for a city or an organization, does occur with the Tower of Hercules, or, in other cases, with the Olympic Games in Madrid.
The draft statement said: "Our Constitution in Article 14 enshrines the right of all English citizens not to be discriminated against "on grounds of birth, race, sex, religion, political or any other condition or personal or social circumstance." Social progress in the fight against discrimination of any kind must be understood, therefore, as collective progress on the path towards a more just and equitable.
The homophobia is one of the most widespread forms of hatred, they reflect, even today, in the law of many countries. This situation, the result of misunderstanding, fear and rejection of the unknown, requiring further efforts, if possible, to achieve real equality.
English society appears today as a role model for many other countries around the world for the high democratic maturity achieved, which is also shown in the acceptance of emotional and sexual diversity as a given standard. This House has followed the steps marked by the public with the approval of policy instruments that guarantee equal rights and the elimination of discriminatory attitudes, drawing education as one of the axes on which to build respect and tolerance.
These social and legal developments do not make us forget that there are still attitudes and situations of discrimination and hatred of transgender people lesbians, gays and bisexuals. For this reason, on the occasion of International Day of Pride Lesbian, Gay, Bisexual Transgender and reaffirm our commitment to this Declaration, to strive every day to ensure that all people in Spain but also in the rest of the world, can live safely and freely their sexual orientation or gender identity. "
The FELGTB requires the PP to accept the reality LGBT

The PP has halted an institutional statement that Congress was committed to LGBT rights around Pride Day

"On the occasion of International Day of Pride Lesbian, Gay, Bisexual Transgender and reaffirm our commitment (...) to strive every day to ensure that all people in Spain but also in the rest of the world, can live safely and freely their sexual orientation or gender identity. " That consisted in part on the institutional statement promoted by the PSOE, which is on the blog by Mrs Carmen Monton, the Popular Congress Party has refused to assist and has therefore been in vain.

The State Federation of Lesbians, Gays, Transsexuals and Bisexuals seen in the behavior of the PP, again, homophobia and transphobia explicitly and therefore requires the Popular Party to accept once and for all the reality of lesbians, gay, bisexual and transgender people and put aside their prejudices and fundamentalisms that prevent it.

Antonio Poveda, president of the FELGTB, stressed that "the position of PP is not new. They follow the same line that maintains law discriminatory marriage between same sex in the Constitution, voting against the law of gender identity, insulting statements of politicians and a fierce struggle for us to disappear, but they will not to achieve and next Saturday, July 4, we will go out in Pride and will not silence us. "

I Catch Colds Often. Do I Hav Aids?

The bottle, half full or half empty.


took some time trying to be optimistic and trying to see the glass half full, I try to console myself by thinking that things did not go so bad, but in my case is always applied with the utmost rigor murphy's law, which is to say more or less: "When everything goes so wrong that can not seem to get worse, if there is anything I can fuck, what will surely cause more damage. " .
I am increasingly convinced, my bottle is not my half-full or half empty, empty directly, kill me work to get ahead, but when I start to lift parce head, a mathematician, something always has to happen to me sink back again.
Almost every month for 20 I'm in the red, when I'm not and for day 15 and above to make matters worse there is no month that does not spoil anything home.
At least I have the sad consolation of yet I have a roof over my head and a bowl of soup at my table, but as things go, not how long.

Where To Buyg-wagon In Malaysia

The IRPH, that great unknown


Maybe many do not know which is the IRPH, in fact I myself did not know until recently.
When they talk in the media of mortgages, the only thing they talk about is the Euribor, it seems that only exists when the reality is that many ordinary españolitos are suffering

IRPH read this perhaps many will ask, but what the hell is the IRPH?, is IRPH Reference Index mortgages.
where does the IRPH?, Is an interest rate that is given by the average of the differential applied + credits signed by banks and their customers over the past three months. is an index that includes in itself the Euribor and the spread (commission) that banks charge for this, Aas now the banks are increasing spreads to their customers, those with this interest rate as reference, we are eating the more expensive , which does not happen to have the Euribor, which has signed a perennial Euribor and a spread no matter what happens with the bank, we may assume that an index is a minority but remember that in 2004 nearly 20% of mortgages that were opened in Spain (and many of whom are still alive and revised) were signed with the IRPH. even today, 6% of loans (mainly firms) are signed with this index. taking into account the mortgage lending data given by the ine, one can conclude that only in the last five years it will be signed about a million mortgages with reference IRPH IRPH very expensive.
If we compare the Euribor IRPH when paying a mortgage, it leaves you a lot more expensive if you have a mortgage with IRPH.
just one example, a loan of 208,000 € to 30 years with IRPH, as of today would pay € 1320, however with the amount payable Euribor serious of 824 €, Nearly 500 € difference, something very hard to take for any family's pocket.
In view of these data, I can only say a terse "no comment"

Teacher-themed Weddinf

As I said in my previous letter "Chronicle of a Death Foretold", things have reached a situation where I only have two roads are actually three as the director told me the bank branch where I have the mortgage.
One is to stop paying the mortgage, in which case the bank executed the mortgage and between barristers and solicitors costs I would be ruined for life (which novelty, did not I already now?.
Another option is that the bank is left with the house and I stayed in rented it, (nor is it the best solution because it would leave the pan to fall into the coals) and would be paying some money and the house will never be mine.
The last option is that the bank on its part to make a reduction in the amount of money I have to pay monthly mortgage (not a great solution as it would be "bread for today, hunger tomorrow) but good in evil is the best solution.
the moment is the option we chose, the branch manager requested in my name the bank to make me ea rebate, so for now "the ball is in your court" is they who have to decide if yes or no, but as the last option is the di me in my previous letter, before me sleeping on the street I lock myself at home with a petrol container and we'll see what's left of my home and if you add up four gas bottles .....
I hope things get fixed before being forced to the drastic solution, before I prefer death than living on the street.